Tenant insurance for renters
Your landlord’s insurance covers the building, not your belongings or your liability. A tenant policy is one of the most affordable ways to protect yourself.
How we help with tenant insurance
Many landlords now require tenant insurance in the lease. Even when they do not, it is worth having: a fire or water leak can mean replacing everything you own and paying for somewhere else to stay.
What tenant insurance covers
- Your belongings
- Furniture, clothing, electronics and more, at home or while you travel.
- Personal liability
- If you accidentally cause damage to the building or someone is hurt in your unit.
- Additional living expenses
- A hotel and meals if your apartment is unlivable after an insured loss.
Where a broker makes a difference
Every situation is different. These are the ones we help with most often.
Proof for your landlord
We send your proof of insurance quickly so you can sign your lease.
Bundling with your car
Adding tenant insurance to your auto policy can lower the total cost with many insurers.
Brokers who handle tenant insurance
Every one of our licensed brokers can help. Call and whoever answers will look after you, or ask for someone by name.
Insurers we compare
Tenant insurance questions
Have a question that is not here? Call 519-623-7031 and ask a broker.
Does my landlord’s insurance cover my things?
No. Your landlord’s policy covers the building and their own liability. Your belongings and your personal liability need a tenant policy of your own.
Can I get proof of insurance for my lease today?
Usually, yes. Call us during business hours and we can typically arrange coverage and send proof the same day.
Related coverage
Auto insurance
Cars, trucks and SUVs. New drivers, multi-vehicle households and drivers with a claim on their record.
Condo insurance
Your unit, your upgrades and the costs your condo corporation can pass on to you.
This page is general information about tenant insurance in Ontario. Your coverage depends on your policy wording. Coverage cannot be bound or changed by email, voicemail or web form. You must speak directly with a licensed broker.