Commercial auto insurance for vehicles that work
If your vehicle carries tools, makes deliveries or is used for business, a personal auto policy may not cover it. We set up coverage that matches how you use it.
How we help with commercial auto insurance
From a single pickup to a small fleet of vans, we insure vehicles for contractors, tradespeople and local businesses. We look at who drives, what you carry and where you go.
What we cover
- Business-use vehicles
- Pickups, cargo vans and cars used for work.
- Small fleets
- Several vehicles and drivers under one policy.
- Liability and physical damage
- The same core protection as personal auto, written for business use.
Where a broker makes a difference
Every situation is different. These are the ones we help with most often.
Business use, disclosed properly
Using a personally insured vehicle for business can put a claim at risk. We make sure the use is rated correctly.
Tools in the truck
Auto policies do not cover tools. We pair your vehicle with equipment coverage.
Brokers who handle commercial auto insurance
Every one of our licensed brokers can help. Call and whoever answers will look after you, or ask for someone by name.
Insurers we compare
Commercial auto insurance questions
Have a question that is not here? Call 519-623-7031 and ask a broker.
Do I need commercial auto insurance for my work truck?
If the vehicle is owned by your business, carries tools and equipment, or is used mainly for work, it generally needs commercial coverage. Call us and we will look at how you use it.
Related coverage
Business insurance
Small and family businesses, contractors and the trades.
Auto insurance
Cars, trucks and SUVs. New drivers, multi-vehicle households and drivers with a claim on their record.
This page is general information about commercial auto insurance in Ontario. Your coverage depends on your policy wording. Coverage cannot be bound or changed by email, voicemail or web form. You must speak directly with a licensed broker.