Insurance for the things you do for fun
Motorcycles, trailers, boats, ATVs, snowmobiles and classic cars each have their own rules and their own specialty insurers. We know which ones to call.
How we help with recreational vehicle insurance
Recreational vehicles are often insured with specialty companies, so shopping around matters even more. We compare options and can usually bundle them with your home or auto policy.
What we insure
- Motorcycles
- Street, touring and sport bikes, for new and experienced riders.
- Motorhomes and travel trailers
- On the road, at the campground and in storage.
- Boats and personal watercraft
- Liability on the water and coverage for the boat, motor and trailer.
- ATVs and snowmobiles
- Ontario requires liability insurance when you ride off your own property.
- Classic and collector cars
- Agreed value coverage through collector car specialists such as Hagerty.
Where a broker makes a difference
Every situation is different. These are the ones we help with most often.
Agreed value
For classics and customized vehicles, we help you set a value you and your insurer agree on up front.
Brokers who handle recreational vehicle insurance
Every one of our licensed brokers can help. Call and whoever answers will look after you, or ask for someone by name.
Insurers we compare
Recreational vehicle insurance questions
Have a question that is not here? Call 519-623-7031 and ask a broker.
Do I need insurance for my ATV or snowmobile?
Yes, if you ride anywhere other than your own property, Ontario law requires liability insurance. We can also add coverage for damage to the vehicle itself.
Does my boat need insurance?
It is not required by law in Ontario, but many marinas require liability coverage and a serious accident on the water can be costly. Coverage for small boats is often inexpensive to add to your home policy.
Related coverage
Auto insurance
Cars, trucks and SUVs. New drivers, multi-vehicle households and drivers with a claim on their record.
Cottage and seasonal property insurance
Cottages, cabins and seasonal homes, including wood stoves, docks and watercraft.
This page is general information about recreational vehicle insurance in Ontario. Your coverage depends on your policy wording. Coverage cannot be bound or changed by email, voicemail or web form. You must speak directly with a licensed broker.